LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,960
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,955
−HK$1,010/mo
Today · 4.125%
HK$33,965
baseline
▲ 0.50% · 4.625%
HK$36,031
+HK$2,066/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,930/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,556
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,509
−HK$968/mo
Today · 4.125%
HK$37,477
baseline
▲ 0.50% · 4.625%
HK$39,452
+HK$1,975/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,954/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,352
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,545
−HK$1,213/mo
Today · 4.125%
HK$40,758
baseline
▲ 0.50% · 4.625%
HK$43,238
+HK$2,480/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,516/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,667
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,811
−HK$1,161/mo
Today · 4.125%
HK$44,972
baseline
▲ 0.50% · 4.625%
HK$47,342
+HK$2,370/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,944/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,745
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,136
−HK$1,414/mo
Today · 4.125%
HK$47,550
baseline
▲ 0.50% · 4.625%
HK$50,444
+HK$2,894/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,100/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,778
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,113
−HK$1,354/mo
Today · 4.125%
HK$52,467
baseline
▲ 0.50% · 4.625%
HK$55,233
+HK$2,766/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$104,934/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,529
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,318
−HK$1,818/mo
Today · 4.125%
HK$61,136
baseline
▲ 0.50% · 4.625%
HK$64,856
+HK$3,720/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$122,272/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,000
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,717
−HK$1,741/mo
Today · 4.125%
HK$67,458
baseline
▲ 0.50% · 4.625%
HK$71,014
+HK$3,556/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$134,916/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,606 · Scale 2, in force from 26 Feb 2026)