LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,961
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,955
−HK$1,010/mo
Today · 4.125%
HK$33,965
baseline
▲ 0.50% · 4.625%
HK$36,032
+HK$2,067/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,930/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,556
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,510
−HK$967/mo
Today · 4.125%
HK$37,477
baseline
▲ 0.50% · 4.625%
HK$39,453
+HK$1,976/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,954/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,353
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,546
−HK$1,212/mo
Today · 4.125%
HK$40,758
baseline
▲ 0.50% · 4.625%
HK$43,238
+HK$2,480/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,516/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,668
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,812
−HK$1,161/mo
Today · 4.125%
HK$44,973
baseline
▲ 0.50% · 4.625%
HK$47,343
+HK$2,370/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,946/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,745
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,137
−HK$1,414/mo
Today · 4.125%
HK$47,551
baseline
▲ 0.50% · 4.625%
HK$50,445
+HK$2,894/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,102/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,779
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,114
−HK$1,354/mo
Today · 4.125%
HK$52,468
baseline
▲ 0.50% · 4.625%
HK$55,234
+HK$2,766/mo
Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$104,936/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,530
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,319
−HK$1,818/mo
Today · 4.125%
HK$61,137
baseline
▲ 0.50% · 4.625%
HK$64,857
+HK$3,720/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$122,274/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,001
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,718
−HK$1,741/mo
Today · 4.125%
HK$67,459
baseline
▲ 0.50% · 4.625%
HK$71,015
+HK$3,556/mo
Deposit HK$1.40M · loan HK$12.61M · min. income ≈ HK$134,918/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,615 · Scale 2, in force from 26 Feb 2026)