LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,962
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,956
−HK$1,011/mo
Today · 4.125%
HK$33,967
baseline
▲ 0.50% · 4.625%
HK$36,033
+HK$2,066/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,934/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,558
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,511
−HK$968/mo
Today · 4.125%
HK$37,479
baseline
▲ 0.50% · 4.625%
HK$39,454
+HK$1,975/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,958/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,355
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,548
−HK$1,212/mo
Today · 4.125%
HK$40,760
baseline
▲ 0.50% · 4.625%
HK$43,240
+HK$2,480/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,520/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,669
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,814
−HK$1,160/mo
Today · 4.125%
HK$44,974
baseline
▲ 0.50% · 4.625%
HK$47,345
+HK$2,371/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,948/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,747
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,139
−HK$1,414/mo
Today · 4.125%
HK$47,553
baseline
▲ 0.50% · 4.625%
HK$50,447
+HK$2,894/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$95,106/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,781
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,116
−HK$1,354/mo
Today · 4.125%
HK$52,470
baseline
▲ 0.50% · 4.625%
HK$55,236
+HK$2,766/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$104,940/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,532
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,322
−HK$1,818/mo
Today · 4.125%
HK$61,140
baseline
▲ 0.50% · 4.625%
HK$64,860
+HK$3,720/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,280/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,004
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,720
−HK$1,742/mo
Today · 4.125%
HK$67,462
baseline
▲ 0.50% · 4.625%
HK$71,018
+HK$3,556/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,924/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,636 · Scale 2, in force from 26 Feb 2026)