LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,964
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,958
−HK$1,010/mo
Today · 4.125%
HK$33,968
baseline
▲ 0.50% · 4.625%
HK$36,035
+HK$2,067/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,936/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,560
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,513
−HK$968/mo
Today · 4.125%
HK$37,481
baseline
▲ 0.50% · 4.625%
HK$39,456
+HK$1,975/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,962/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,357
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,550
−HK$1,212/mo
Today · 4.125%
HK$40,762
baseline
▲ 0.50% · 4.625%
HK$43,242
+HK$2,480/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,524/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,672
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,816
−HK$1,161/mo
Today · 4.125%
HK$44,977
baseline
▲ 0.50% · 4.625%
HK$47,348
+HK$2,371/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,954/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,750
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,142
−HK$1,414/mo
Today · 4.125%
HK$47,556
baseline
▲ 0.50% · 4.625%
HK$50,449
+HK$2,893/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$95,112/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,783
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,119
−HK$1,354/mo
Today · 4.125%
HK$52,473
baseline
▲ 0.50% · 4.625%
HK$55,239
+HK$2,766/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$104,946/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,535
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,325
−HK$1,818/mo
Today · 4.125%
HK$61,143
baseline
▲ 0.50% · 4.625%
HK$64,863
+HK$3,720/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,286/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,007
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,724
−HK$1,741/mo
Today · 4.125%
HK$67,465
baseline
▲ 0.50% · 4.625%
HK$71,022
+HK$3,557/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,930/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,664 · Scale 2, in force from 26 Feb 2026)