LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,965
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,959
−HK$1,010/mo
Today · 4.125%
HK$33,969
baseline
▲ 0.50% · 4.625%
HK$36,036
+HK$2,067/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,938/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,561
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,514
−HK$968/mo
Today · 4.125%
HK$37,482
baseline
▲ 0.50% · 4.625%
HK$39,458
+HK$1,976/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,964/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,358
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,551
−HK$1,212/mo
Today · 4.125%
HK$40,763
baseline
▲ 0.50% · 4.625%
HK$43,244
+HK$2,481/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,526/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,673
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,817
−HK$1,161/mo
Today · 4.125%
HK$44,978
baseline
▲ 0.50% · 4.625%
HK$47,349
+HK$2,371/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,956/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,751
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,143
−HK$1,414/mo
Today · 4.125%
HK$47,557
baseline
▲ 0.50% · 4.625%
HK$50,451
+HK$2,894/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$95,114/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,785
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,120
−HK$1,355/mo
Today · 4.125%
HK$52,475
baseline
▲ 0.50% · 4.625%
HK$55,241
+HK$2,766/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$104,950/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,537
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,327
−HK$1,818/mo
Today · 4.125%
HK$61,145
baseline
▲ 0.50% · 4.625%
HK$64,865
+HK$3,720/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,290/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,009
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,726
−HK$1,741/mo
Today · 4.125%
HK$67,467
baseline
▲ 0.50% · 4.625%
HK$71,024
+HK$3,557/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,934/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,680 · Scale 2, in force from 26 Feb 2026)