LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,965
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,960
−HK$1,010/mo
Today · 4.125%
HK$33,970
baseline
▲ 0.50% · 4.625%
HK$36,037
+HK$2,067/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,940/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,561
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,515
−HK$967/mo
Today · 4.125%
HK$37,482
baseline
▲ 0.50% · 4.625%
HK$39,458
+HK$1,976/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,964/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$525,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,358
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,552
−HK$1,212/mo
Today · 4.125%
HK$40,764
baseline
▲ 0.50% · 4.625%
HK$43,244
+HK$2,480/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,528/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,673
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,818
−HK$1,161/mo
Today · 4.125%
HK$44,979
baseline
▲ 0.50% · 4.625%
HK$47,350
+HK$2,371/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,958/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,751
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,143
−HK$1,415/mo
Today · 4.125%
HK$47,558
baseline
▲ 0.50% · 4.625%
HK$50,451
+HK$2,893/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$95,116/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,785
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,121
−HK$1,354/mo
Today · 4.125%
HK$52,475
baseline
▲ 0.50% · 4.625%
HK$55,241
+HK$2,766/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$104,950/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,538
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,327
−HK$1,819/mo
Today · 4.125%
HK$61,146
baseline
▲ 0.50% · 4.625%
HK$64,866
+HK$3,720/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,292/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,010
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,727
−HK$1,741/mo
Today · 4.125%
HK$67,468
baseline
▲ 0.50% · 4.625%
HK$71,025
+HK$3,557/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,936/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,686 · Scale 2, in force from 26 Feb 2026)