LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,967
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,961
−HK$1,010/mo
Today · 4.125%
HK$33,971
baseline
▲ 0.50% · 4.625%
HK$36,038
+HK$2,067/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,942/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,562
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,516
−HK$968/mo
Today · 4.125%
HK$37,484
baseline
▲ 0.50% · 4.625%
HK$39,460
+HK$1,976/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,968/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,360
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,553
−HK$1,212/mo
Today · 4.125%
HK$40,765
baseline
▲ 0.50% · 4.625%
HK$43,246
+HK$2,481/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,530/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,675
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,819
−HK$1,162/mo
Today · 4.125%
HK$44,981
baseline
▲ 0.50% · 4.625%
HK$47,351
+HK$2,370/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,962/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,753
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,145
−HK$1,415/mo
Today · 4.125%
HK$47,560
baseline
▲ 0.50% · 4.625%
HK$50,453
+HK$2,893/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$95,120/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,787
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,123
−HK$1,354/mo
Today · 4.125%
HK$52,477
baseline
▲ 0.50% · 4.625%
HK$55,243
+HK$2,766/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$104,954/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,540
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,330
−HK$1,818/mo
Today · 4.125%
HK$61,148
baseline
▲ 0.50% · 4.625%
HK$64,869
+HK$3,721/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,296/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,012
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,729
−HK$1,742/mo
Today · 4.125%
HK$67,471
baseline
▲ 0.50% · 4.625%
HK$71,027
+HK$3,556/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,942/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,706 · Scale 2, in force from 26 Feb 2026)