LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,967
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,962
−HK$1,010/mo
Today · 4.125%
HK$33,972
baseline
▲ 0.50% · 4.625%
HK$36,039
+HK$2,067/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,944/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,563
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,517
−HK$968/mo
Today · 4.125%
HK$37,485
baseline
▲ 0.50% · 4.625%
HK$39,461
+HK$1,976/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,970/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,361
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,554
−HK$1,213/mo
Today · 4.125%
HK$40,767
baseline
▲ 0.50% · 4.625%
HK$43,247
+HK$2,480/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,534/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,676
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,821
−HK$1,161/mo
Today · 4.125%
HK$44,982
baseline
▲ 0.50% · 4.625%
HK$47,353
+HK$2,371/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,964/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,754
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,147
−HK$1,414/mo
Today · 4.125%
HK$47,561
baseline
▲ 0.50% · 4.625%
HK$50,455
+HK$2,894/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$95,122/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,789
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,124
−HK$1,355/mo
Today · 4.125%
HK$52,479
baseline
▲ 0.50% · 4.625%
HK$55,245
+HK$2,766/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$104,958/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,541
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,331
−HK$1,819/mo
Today · 4.125%
HK$61,150
baseline
▲ 0.50% · 4.625%
HK$64,871
+HK$3,721/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,300/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,014
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,731
−HK$1,742/mo
Today · 4.125%
HK$67,473
baseline
▲ 0.50% · 4.625%
HK$71,029
+HK$3,556/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,946/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,722 · Scale 2, in force from 26 Feb 2026)