LTV · monthly repayment
▼ 0.50% · 3.625%
HK$319,675
−HK$20,047/mo
▼ 0.25% · 3.875%
HK$329,619
−HK$10,103/mo
Today · 4.125%
HK$339,722
baseline
▲ 0.50% · 4.625%
HK$360,393
+HK$20,671/mo
Deposit HK$70.10M · loan HK$70.10M · min. income ≈ HK$679,444/mo (50% DSR)
Upfront cash ≈ HK$79.21M (deposit + AVD stamp duty HK$9,112,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,635
−HK$19,214/mo
▼ 0.25% · 3.875%
HK$365,173
−HK$9,676/mo
Today · 4.125%
HK$374,849
baseline
▲ 0.50% · 4.625%
HK$394,608
+HK$19,759/mo
Deposit HK$70.10M · loan HK$70.10M · min. income ≈ HK$749,698/mo (50% DSR)
Upfront cash ≈ HK$79.21M (deposit + AVD stamp duty HK$9,112,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,610
−HK$24,056/mo
▼ 0.25% · 3.875%
HK$395,543
−HK$12,123/mo
Today · 4.125%
HK$407,666
baseline
▲ 0.50% · 4.625%
HK$432,471
+HK$24,805/mo
Deposit HK$56.08M · loan HK$84.12M · min. income ≈ HK$815,332/mo (50% DSR)
Upfront cash ≈ HK$65.19M (deposit + AVD stamp duty HK$9,112,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$426,763
−HK$23,056/mo
▼ 0.25% · 3.875%
HK$438,208
−HK$11,611/mo
Today · 4.125%
HK$449,819
baseline
▲ 0.50% · 4.625%
HK$473,530
+HK$23,711/mo
Deposit HK$56.08M · loan HK$84.12M · min. income ≈ HK$899,638/mo (50% DSR)
Upfront cash ≈ HK$65.19M (deposit + AVD stamp duty HK$9,112,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$447,545
−HK$28,065/mo
▼ 0.25% · 3.875%
HK$461,466
−HK$14,144/mo
Today · 4.125%
HK$475,610
baseline
▲ 0.50% · 4.625%
HK$504,550
+HK$28,940/mo
Deposit HK$42.06M · loan HK$98.13M · min. income ≈ HK$951,220/mo (50% DSR)
Upfront cash ≈ HK$51.17M (deposit + AVD stamp duty HK$9,112,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$497,890
−HK$26,899/mo
▼ 0.25% · 3.875%
HK$511,243
−HK$13,546/mo
Today · 4.125%
HK$524,789
baseline
▲ 0.50% · 4.625%
HK$552,451
+HK$27,662/mo
Deposit HK$42.06M · loan HK$98.13M · min. income ≈ HK$1,049,578/mo (50% DSR)
Upfront cash ≈ HK$51.17M (deposit + AVD stamp duty HK$9,112,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$575,415
−HK$36,084/mo
▼ 0.25% · 3.875%
HK$593,314
−HK$18,185/mo
Today · 4.125%
HK$611,499
baseline
▲ 0.50% · 4.625%
HK$648,707
+HK$37,208/mo
Deposit HK$14.02M · loan HK$126.17M · min. income ≈ HK$1,222,998/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$9,112,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$640,144
−HK$34,585/mo
▼ 0.25% · 3.875%
HK$657,312
−HK$17,417/mo
Today · 4.125%
HK$674,729
baseline
▲ 0.50% · 4.625%
HK$710,295
+HK$35,566/mo
Deposit HK$14.02M · loan HK$126.17M · min. income ≈ HK$1,349,458/mo (50% DSR)
Upfront cash ≈ HK$23.13M (deposit + AVD stamp duty HK$9,112,522 · Scale 2, in force from 26 Feb 2026)