LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,968
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,962
−HK$1,011/mo
Today · 4.125%
HK$33,973
baseline
▲ 0.50% · 4.625%
HK$36,040
+HK$2,067/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,946/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,564
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,518
−HK$967/mo
Today · 4.125%
HK$37,485
baseline
▲ 0.50% · 4.625%
HK$39,461
+HK$1,976/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,970/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,361
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,555
−HK$1,212/mo
Today · 4.125%
HK$40,767
baseline
▲ 0.50% · 4.625%
HK$43,248
+HK$2,481/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,534/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,677
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,821
−HK$1,161/mo
Today · 4.125%
HK$44,982
baseline
▲ 0.50% · 4.625%
HK$47,354
+HK$2,372/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,964/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,755
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,147
−HK$1,415/mo
Today · 4.125%
HK$47,562
baseline
▲ 0.50% · 4.625%
HK$50,456
+HK$2,894/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$95,124/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,790
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,125
−HK$1,355/mo
Today · 4.125%
HK$52,480
baseline
▲ 0.50% · 4.625%
HK$55,246
+HK$2,766/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$104,960/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,542
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,332
−HK$1,819/mo
Today · 4.125%
HK$61,151
baseline
▲ 0.50% · 4.625%
HK$64,871
+HK$3,720/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,302/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,015
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,732
−HK$1,742/mo
Today · 4.125%
HK$67,474
baseline
▲ 0.50% · 4.625%
HK$71,030
+HK$3,556/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,948/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,729 · Scale 2, in force from 26 Feb 2026)