LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,969
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,964
−HK$1,010/mo
Today · 4.125%
HK$33,974
baseline
▲ 0.50% · 4.625%
HK$36,041
+HK$2,067/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,948/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,565
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,519
−HK$968/mo
Today · 4.125%
HK$37,487
baseline
▲ 0.50% · 4.625%
HK$39,463
+HK$1,976/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,974/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,363
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,556
−HK$1,213/mo
Today · 4.125%
HK$40,769
baseline
▲ 0.50% · 4.625%
HK$43,249
+HK$2,480/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,538/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,679
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,823
−HK$1,161/mo
Today · 4.125%
HK$44,984
baseline
▲ 0.50% · 4.625%
HK$47,356
+HK$2,372/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,968/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,757
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,149
−HK$1,415/mo
Today · 4.125%
HK$47,564
baseline
▲ 0.50% · 4.625%
HK$50,458
+HK$2,894/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$95,128/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,792
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,127
−HK$1,355/mo
Today · 4.125%
HK$52,482
baseline
▲ 0.50% · 4.625%
HK$55,248
+HK$2,766/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$104,964/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,545
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,335
−HK$1,818/mo
Today · 4.125%
HK$61,153
baseline
▲ 0.50% · 4.625%
HK$64,874
+HK$3,721/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,306/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,018
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,735
−HK$1,742/mo
Today · 4.125%
HK$67,477
baseline
▲ 0.50% · 4.625%
HK$71,033
+HK$3,556/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,954/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,751 · Scale 2, in force from 26 Feb 2026)