LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,970
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,965
−HK$1,010/mo
Today · 4.125%
HK$33,975
baseline
▲ 0.50% · 4.625%
HK$36,043
+HK$2,068/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,950/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,567
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,521
−HK$967/mo
Today · 4.125%
HK$37,488
baseline
▲ 0.50% · 4.625%
HK$39,464
+HK$1,976/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,976/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,365
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,558
−HK$1,212/mo
Today · 4.125%
HK$40,770
baseline
▲ 0.50% · 4.625%
HK$43,251
+HK$2,481/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,540/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,680
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,825
−HK$1,161/mo
Today · 4.125%
HK$44,986
baseline
▲ 0.50% · 4.625%
HK$47,357
+HK$2,371/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,972/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,759
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,151
−HK$1,414/mo
Today · 4.125%
HK$47,565
baseline
▲ 0.50% · 4.625%
HK$50,460
+HK$2,895/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$95,130/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,794
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,129
−HK$1,355/mo
Today · 4.125%
HK$52,484
baseline
▲ 0.50% · 4.625%
HK$55,250
+HK$2,766/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$104,968/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,547
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,337
−HK$1,818/mo
Today · 4.125%
HK$61,155
baseline
▲ 0.50% · 4.625%
HK$64,877
+HK$3,722/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,310/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,020
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,737
−HK$1,742/mo
Today · 4.125%
HK$67,479
baseline
▲ 0.50% · 4.625%
HK$71,036
+HK$3,557/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,958/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,771 · Scale 2, in force from 26 Feb 2026)