LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,972
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,966
−HK$1,010/mo
Today · 4.125%
HK$33,976
baseline
▲ 0.50% · 4.625%
HK$36,044
+HK$2,068/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,952/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,568
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,522
−HK$968/mo
Today · 4.125%
HK$37,490
baseline
▲ 0.50% · 4.625%
HK$39,466
+HK$1,976/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,980/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,366
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,559
−HK$1,213/mo
Today · 4.125%
HK$40,772
baseline
▲ 0.50% · 4.625%
HK$43,253
+HK$2,481/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,544/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,682
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,826
−HK$1,162/mo
Today · 4.125%
HK$44,988
baseline
▲ 0.50% · 4.625%
HK$47,359
+HK$2,371/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,976/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,760
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,152
−HK$1,415/mo
Today · 4.125%
HK$47,567
baseline
▲ 0.50% · 4.625%
HK$50,461
+HK$2,894/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$95,134/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,795
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,131
−HK$1,355/mo
Today · 4.125%
HK$52,486
baseline
▲ 0.50% · 4.625%
HK$55,252
+HK$2,766/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$104,972/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,549
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,339
−HK$1,819/mo
Today · 4.125%
HK$61,158
baseline
▲ 0.50% · 4.625%
HK$64,879
+HK$3,721/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,316/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,022
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,740
−HK$1,741/mo
Today · 4.125%
HK$67,481
baseline
▲ 0.50% · 4.625%
HK$71,038
+HK$3,557/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,962/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,789 · Scale 2, in force from 26 Feb 2026)