LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,972
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,967
−HK$1,010/mo
Today · 4.125%
HK$33,977
baseline
▲ 0.50% · 4.625%
HK$36,045
+HK$2,068/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,954/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,569
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,523
−HK$968/mo
Today · 4.125%
HK$37,491
baseline
▲ 0.50% · 4.625%
HK$39,467
+HK$1,976/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,982/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,367
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,560
−HK$1,213/mo
Today · 4.125%
HK$40,773
baseline
▲ 0.50% · 4.625%
HK$43,254
+HK$2,481/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,546/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,683
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,828
−HK$1,161/mo
Today · 4.125%
HK$44,989
baseline
▲ 0.50% · 4.625%
HK$47,360
+HK$2,371/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,978/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$525,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,761
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,154
−HK$1,414/mo
Today · 4.125%
HK$47,568
baseline
▲ 0.50% · 4.625%
HK$50,463
+HK$2,895/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$95,136/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,797
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,132
−HK$1,355/mo
Today · 4.125%
HK$52,487
baseline
▲ 0.50% · 4.625%
HK$55,254
+HK$2,767/mo
Deposit HK$4.21M · loan HK$9.81M · min. income ≈ HK$104,974/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,550
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,341
−HK$1,818/mo
Today · 4.125%
HK$61,159
baseline
▲ 0.50% · 4.625%
HK$64,881
+HK$3,722/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,318/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,024
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$65,741
−HK$1,742/mo
Today · 4.125%
HK$67,483
baseline
▲ 0.50% · 4.625%
HK$71,040
+HK$3,557/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,966/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,804 · Scale 2, in force from 26 Feb 2026)