LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,976
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,971
−HK$1,011/mo
Today · 4.125%
HK$33,982
baseline
▲ 0.50% · 4.625%
HK$36,049
+HK$2,067/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,964/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,573
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,528
−HK$967/mo
Today · 4.125%
HK$37,495
baseline
▲ 0.50% · 4.625%
HK$39,472
+HK$1,977/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,990/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,372
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,565
−HK$1,213/mo
Today · 4.125%
HK$40,778
baseline
▲ 0.50% · 4.625%
HK$43,259
+HK$2,481/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,556/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,688
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,833
−HK$1,161/mo
Today · 4.125%
HK$44,994
baseline
▲ 0.50% · 4.625%
HK$47,366
+HK$2,372/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,988/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,767
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,160
−HK$1,414/mo
Today · 4.125%
HK$47,574
baseline
▲ 0.50% · 4.625%
HK$50,469
+HK$2,895/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,148/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,803
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,139
−HK$1,355/mo
Today · 4.125%
HK$52,494
baseline
▲ 0.50% · 4.625%
HK$55,261
+HK$2,767/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$104,988/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,558
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,348
−HK$1,819/mo
Today · 4.125%
HK$61,167
baseline
▲ 0.50% · 4.625%
HK$64,889
+HK$3,722/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,334/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,032
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,750
−HK$1,742/mo
Today · 4.125%
HK$67,492
baseline
▲ 0.50% · 4.625%
HK$71,049
+HK$3,557/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,984/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,869 · Scale 2, in force from 26 Feb 2026)