LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,978
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,973
−HK$1,011/mo
Today · 4.125%
HK$33,984
baseline
▲ 0.50% · 4.625%
HK$36,051
+HK$2,067/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,968/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,575
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,530
−HK$968/mo
Today · 4.125%
HK$37,498
baseline
▲ 0.50% · 4.625%
HK$39,474
+HK$1,976/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,996/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,374
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,568
−HK$1,212/mo
Today · 4.125%
HK$40,780
baseline
▲ 0.50% · 4.625%
HK$43,262
+HK$2,482/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,560/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,691
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,836
−HK$1,161/mo
Today · 4.125%
HK$44,997
baseline
▲ 0.50% · 4.625%
HK$47,369
+HK$2,372/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,994/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,770
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,162
−HK$1,415/mo
Today · 4.125%
HK$47,577
baseline
▲ 0.50% · 4.625%
HK$50,472
+HK$2,895/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,154/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,806
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,141
−HK$1,356/mo
Today · 4.125%
HK$52,497
baseline
▲ 0.50% · 4.625%
HK$55,264
+HK$2,767/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$104,994/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,561
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,351
−HK$1,819/mo
Today · 4.125%
HK$61,170
baseline
▲ 0.50% · 4.625%
HK$64,892
+HK$3,722/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,340/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,036
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,753
−HK$1,743/mo
Today · 4.125%
HK$67,496
baseline
▲ 0.50% · 4.625%
HK$71,053
+HK$3,557/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,992/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,899 · Scale 2, in force from 26 Feb 2026)