LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,979
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,974
−HK$1,010/mo
Today · 4.125%
HK$33,984
baseline
▲ 0.50% · 4.625%
HK$36,052
+HK$2,068/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,968/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,576
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,530
−HK$968/mo
Today · 4.125%
HK$37,498
baseline
▲ 0.50% · 4.625%
HK$39,475
+HK$1,977/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,996/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,375
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,568
−HK$1,213/mo
Today · 4.125%
HK$40,781
baseline
▲ 0.50% · 4.625%
HK$43,263
+HK$2,482/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,562/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,692
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,837
−HK$1,161/mo
Today · 4.125%
HK$44,998
baseline
▲ 0.50% · 4.625%
HK$47,370
+HK$2,372/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,996/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,771
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,163
−HK$1,415/mo
Today · 4.125%
HK$47,578
baseline
▲ 0.50% · 4.625%
HK$50,473
+HK$2,895/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,156/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,807
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,143
−HK$1,355/mo
Today · 4.125%
HK$52,498
baseline
▲ 0.50% · 4.625%
HK$55,265
+HK$2,767/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$104,996/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,562
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,353
−HK$1,819/mo
Today · 4.125%
HK$61,172
baseline
▲ 0.50% · 4.625%
HK$64,894
+HK$3,722/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,344/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,037
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,755
−HK$1,742/mo
Today · 4.125%
HK$67,497
baseline
▲ 0.50% · 4.625%
HK$71,055
+HK$3,558/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,994/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,912 · Scale 2, in force from 26 Feb 2026)