LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,980
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,975
−HK$1,010/mo
Today · 4.125%
HK$33,985
baseline
▲ 0.50% · 4.625%
HK$36,053
+HK$2,068/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,970/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,577
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,531
−HK$968/mo
Today · 4.125%
HK$37,499
baseline
▲ 0.50% · 4.625%
HK$39,476
+HK$1,977/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$74,998/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,376
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,569
−HK$1,213/mo
Today · 4.125%
HK$40,782
baseline
▲ 0.50% · 4.625%
HK$43,264
+HK$2,482/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$81,564/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,693
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,838
−HK$1,161/mo
Today · 4.125%
HK$44,999
baseline
▲ 0.50% · 4.625%
HK$47,371
+HK$2,372/mo
Deposit HK$5.61M · loan HK$8.41M · min. income ≈ HK$89,998/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,772
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,164
−HK$1,415/mo
Today · 4.125%
HK$47,579
baseline
▲ 0.50% · 4.625%
HK$50,474
+HK$2,895/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,158/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,808
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,144
−HK$1,355/mo
Today · 4.125%
HK$52,499
baseline
▲ 0.50% · 4.625%
HK$55,266
+HK$2,767/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$104,998/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,564
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$59,354
−HK$1,819/mo
Today · 4.125%
HK$61,173
baseline
▲ 0.50% · 4.625%
HK$64,896
+HK$3,723/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,346/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,039
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,756
−HK$1,743/mo
Today · 4.125%
HK$67,499
baseline
▲ 0.50% · 4.625%
HK$71,057
+HK$3,558/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$134,998/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,925 · Scale 2, in force from 26 Feb 2026)