LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,981
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,976
−HK$1,010/mo
Today · 4.125%
HK$33,986
baseline
▲ 0.50% · 4.625%
HK$36,054
+HK$2,068/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,972/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,578
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,532
−HK$968/mo
Today · 4.125%
HK$37,500
baseline
▲ 0.50% · 4.625%
HK$39,477
+HK$1,977/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$75,000/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,377
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,571
−HK$1,212/mo
Today · 4.125%
HK$40,783
baseline
▲ 0.50% · 4.625%
HK$43,265
+HK$2,482/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,566/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,694
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,839
−HK$1,162/mo
Today · 4.125%
HK$45,001
baseline
▲ 0.50% · 4.625%
HK$47,373
+HK$2,372/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,002/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,773
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,166
−HK$1,415/mo
Today · 4.125%
HK$47,581
baseline
▲ 0.50% · 4.625%
HK$50,476
+HK$2,895/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,162/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,810
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,145
−HK$1,356/mo
Today · 4.125%
HK$52,501
baseline
▲ 0.50% · 4.625%
HK$55,268
+HK$2,767/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,002/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,565
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,356
−HK$1,819/mo
Today · 4.125%
HK$61,175
baseline
▲ 0.50% · 4.625%
HK$64,898
+HK$3,723/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,350/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,041
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,758
−HK$1,743/mo
Today · 4.125%
HK$67,501
baseline
▲ 0.50% · 4.625%
HK$71,059
+HK$3,558/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$135,002/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,941 · Scale 2, in force from 26 Feb 2026)