LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,983
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,977
−HK$1,011/mo
Today · 4.125%
HK$33,988
baseline
▲ 0.50% · 4.625%
HK$36,056
+HK$2,068/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,976/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,580
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,535
−HK$968/mo
Today · 4.125%
HK$37,503
baseline
▲ 0.50% · 4.625%
HK$39,479
+HK$1,976/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$75,006/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,379
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,573
−HK$1,213/mo
Today · 4.125%
HK$40,786
baseline
▲ 0.50% · 4.625%
HK$43,268
+HK$2,482/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,572/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,696
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,841
−HK$1,162/mo
Today · 4.125%
HK$45,003
baseline
▲ 0.50% · 4.625%
HK$47,375
+HK$2,372/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,006/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,776
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,168
−HK$1,415/mo
Today · 4.125%
HK$47,583
baseline
▲ 0.50% · 4.625%
HK$50,479
+HK$2,896/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,166/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,812
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,148
−HK$1,356/mo
Today · 4.125%
HK$52,504
baseline
▲ 0.50% · 4.625%
HK$55,271
+HK$2,767/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,008/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,569
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,359
−HK$1,820/mo
Today · 4.125%
HK$61,179
baseline
▲ 0.50% · 4.625%
HK$64,901
+HK$3,722/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,358/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,045
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,762
−HK$1,743/mo
Today · 4.125%
HK$67,505
baseline
▲ 0.50% · 4.625%
HK$71,063
+HK$3,558/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$135,010/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,971 · Scale 2, in force from 26 Feb 2026)