LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,984
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,979
−HK$1,010/mo
Today · 4.125%
HK$33,989
baseline
▲ 0.50% · 4.625%
HK$36,057
+HK$2,068/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,978/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,582
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,536
−HK$968/mo
Today · 4.125%
HK$37,504
baseline
▲ 0.50% · 4.625%
HK$39,481
+HK$1,977/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$75,008/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$525,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,380
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,574
−HK$1,213/mo
Today · 4.125%
HK$40,787
baseline
▲ 0.50% · 4.625%
HK$43,269
+HK$2,482/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,574/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,698
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,843
−HK$1,162/mo
Today · 4.125%
HK$45,005
baseline
▲ 0.50% · 4.625%
HK$47,377
+HK$2,372/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,010/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$525,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,777
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,170
−HK$1,415/mo
Today · 4.125%
HK$47,585
baseline
▲ 0.50% · 4.625%
HK$50,480
+HK$2,895/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,170/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,814
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,150
−HK$1,355/mo
Today · 4.125%
HK$52,505
baseline
▲ 0.50% · 4.625%
HK$55,273
+HK$2,768/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,010/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,571
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,361
−HK$1,820/mo
Today · 4.125%
HK$61,181
baseline
▲ 0.50% · 4.625%
HK$64,903
+HK$3,722/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,362/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,047
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,764
−HK$1,743/mo
Today · 4.125%
HK$67,507
baseline
▲ 0.50% · 4.625%
HK$71,065
+HK$3,558/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$135,014/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$525,989 · Scale 2, in force from 26 Feb 2026)