LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,985
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,980
−HK$1,010/mo
Today · 4.125%
HK$33,990
baseline
▲ 0.50% · 4.625%
HK$36,059
+HK$2,069/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,980/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,583
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,537
−HK$968/mo
Today · 4.125%
HK$37,505
baseline
▲ 0.50% · 4.625%
HK$39,482
+HK$1,977/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$75,010/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,382
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,576
−HK$1,213/mo
Today · 4.125%
HK$40,789
baseline
▲ 0.50% · 4.625%
HK$43,270
+HK$2,481/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,578/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,699
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,844
−HK$1,162/mo
Today · 4.125%
HK$45,006
baseline
▲ 0.50% · 4.625%
HK$47,379
+HK$2,373/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,012/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,779
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,172
−HK$1,415/mo
Today · 4.125%
HK$47,587
baseline
▲ 0.50% · 4.625%
HK$50,482
+HK$2,895/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,174/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$526,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,816
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,152
−HK$1,355/mo
Today · 4.125%
HK$52,507
baseline
▲ 0.50% · 4.625%
HK$55,275
+HK$2,768/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,014/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$526,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,573
−HK$3,610/mo
▼ 0.25% · 3.875%
HK$59,363
−HK$1,820/mo
Today · 4.125%
HK$61,183
baseline
▲ 0.50% · 4.625%
HK$64,906
+HK$3,723/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,366/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,049
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,767
−HK$1,742/mo
Today · 4.125%
HK$67,509
baseline
▲ 0.50% · 4.625%
HK$71,068
+HK$3,559/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$135,018/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,006 · Scale 2, in force from 26 Feb 2026)