LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,986
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,981
−HK$1,010/mo
Today · 4.125%
HK$33,991
baseline
▲ 0.50% · 4.625%
HK$36,060
+HK$2,069/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,982/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,584
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,538
−HK$968/mo
Today · 4.125%
HK$37,506
baseline
▲ 0.50% · 4.625%
HK$39,483
+HK$1,977/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$75,012/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,383
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,577
−HK$1,213/mo
Today · 4.125%
HK$40,790
baseline
▲ 0.50% · 4.625%
HK$43,272
+HK$2,482/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,580/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,700
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,846
−HK$1,161/mo
Today · 4.125%
HK$45,007
baseline
▲ 0.50% · 4.625%
HK$47,380
+HK$2,373/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,014/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,780
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,173
−HK$1,415/mo
Today · 4.125%
HK$47,588
baseline
▲ 0.50% · 4.625%
HK$50,484
+HK$2,896/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,176/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$526,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,817
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,153
−HK$1,356/mo
Today · 4.125%
HK$52,509
baseline
▲ 0.50% · 4.625%
HK$55,276
+HK$2,767/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,018/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$526,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,574
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,365
−HK$1,820/mo
Today · 4.125%
HK$61,185
baseline
▲ 0.50% · 4.625%
HK$64,907
+HK$3,722/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$122,370/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,051
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$65,768
−HK$1,743/mo
Today · 4.125%
HK$67,511
baseline
▲ 0.50% · 4.625%
HK$71,070
+HK$3,559/mo
Deposit HK$1.40M · loan HK$12.62M · min. income ≈ HK$135,022/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,021 · Scale 2, in force from 26 Feb 2026)