LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,989
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,984
−HK$1,011/mo
Today · 4.125%
HK$33,995
baseline
▲ 0.50% · 4.625%
HK$36,064
+HK$2,069/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,990/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,588
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,542
−HK$969/mo
Today · 4.125%
HK$37,511
baseline
▲ 0.50% · 4.625%
HK$39,488
+HK$1,977/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$75,022/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,387
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,581
−HK$1,213/mo
Today · 4.125%
HK$40,794
baseline
▲ 0.50% · 4.625%
HK$43,277
+HK$2,483/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,588/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,705
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,851
−HK$1,162/mo
Today · 4.125%
HK$45,013
baseline
▲ 0.50% · 4.625%
HK$47,385
+HK$2,372/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,026/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,785
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,178
−HK$1,416/mo
Today · 4.125%
HK$47,594
baseline
▲ 0.50% · 4.625%
HK$50,489
+HK$2,895/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,188/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$526,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,823
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,159
−HK$1,356/mo
Today · 4.125%
HK$52,515
baseline
▲ 0.50% · 4.625%
HK$55,283
+HK$2,768/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,030/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$526,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,581
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,372
−HK$1,820/mo
Today · 4.125%
HK$61,192
baseline
▲ 0.50% · 4.625%
HK$64,915
+HK$3,723/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,384/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,058
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,776
−HK$1,743/mo
Today · 4.125%
HK$67,519
baseline
▲ 0.50% · 4.625%
HK$71,078
+HK$3,559/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,038/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,082 · Scale 2, in force from 26 Feb 2026)