LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,990
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,985
−HK$1,011/mo
Today · 4.125%
HK$33,996
baseline
▲ 0.50% · 4.625%
HK$36,065
+HK$2,069/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,992/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,589
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,543
−HK$969/mo
Today · 4.125%
HK$37,512
baseline
▲ 0.50% · 4.625%
HK$39,489
+HK$1,977/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$75,024/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,388
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,582
−HK$1,214/mo
Today · 4.125%
HK$40,796
baseline
▲ 0.50% · 4.625%
HK$43,278
+HK$2,482/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,592/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,707
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,852
−HK$1,162/mo
Today · 4.125%
HK$45,014
baseline
▲ 0.50% · 4.625%
HK$47,387
+HK$2,373/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,028/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,786
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,179
−HK$1,416/mo
Today · 4.125%
HK$47,595
baseline
▲ 0.50% · 4.625%
HK$50,491
+HK$2,896/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,190/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$526,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,824
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,161
−HK$1,355/mo
Today · 4.125%
HK$52,516
baseline
▲ 0.50% · 4.625%
HK$55,284
+HK$2,768/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,032/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$526,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,582
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,374
−HK$1,819/mo
Today · 4.125%
HK$61,193
baseline
▲ 0.50% · 4.625%
HK$64,917
+HK$3,724/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,386/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,060
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,778
−HK$1,743/mo
Today · 4.125%
HK$67,521
baseline
▲ 0.50% · 4.625%
HK$71,080
+HK$3,559/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,042/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,096 · Scale 2, in force from 26 Feb 2026)