LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,991
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,986
−HK$1,011/mo
Today · 4.125%
HK$33,997
baseline
▲ 0.50% · 4.625%
HK$36,065
+HK$2,068/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,994/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,589
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,544
−HK$968/mo
Today · 4.125%
HK$37,512
baseline
▲ 0.50% · 4.625%
HK$39,489
+HK$1,977/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$75,024/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,389
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,583
−HK$1,213/mo
Today · 4.125%
HK$40,796
baseline
▲ 0.50% · 4.625%
HK$43,278
+HK$2,482/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,592/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,707
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,852
−HK$1,162/mo
Today · 4.125%
HK$45,014
baseline
▲ 0.50% · 4.625%
HK$47,387
+HK$2,373/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,028/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,787
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,180
−HK$1,415/mo
Today · 4.125%
HK$47,595
baseline
▲ 0.50% · 4.625%
HK$50,491
+HK$2,896/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,190/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$526,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,825
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,161
−HK$1,356/mo
Today · 4.125%
HK$52,517
baseline
▲ 0.50% · 4.625%
HK$55,285
+HK$2,768/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,034/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$526,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,583
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,374
−HK$1,820/mo
Today · 4.125%
HK$61,194
baseline
▲ 0.50% · 4.625%
HK$64,918
+HK$3,724/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,388/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,061
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,779
−HK$1,743/mo
Today · 4.125%
HK$67,522
baseline
▲ 0.50% · 4.625%
HK$71,081
+HK$3,559/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,044/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,103 · Scale 2, in force from 26 Feb 2026)