LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,991
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,987
−HK$1,011/mo
Today · 4.125%
HK$33,998
baseline
▲ 0.50% · 4.625%
HK$36,066
+HK$2,068/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$67,996/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,590
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,545
−HK$968/mo
Today · 4.125%
HK$37,513
baseline
▲ 0.50% · 4.625%
HK$39,490
+HK$1,977/mo
Deposit HK$7.01M · loan HK$7.01M · min. income ≈ HK$75,026/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,390
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,584
−HK$1,213/mo
Today · 4.125%
HK$40,797
baseline
▲ 0.50% · 4.625%
HK$43,279
+HK$2,482/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,594/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,708
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,854
−HK$1,162/mo
Today · 4.125%
HK$45,016
baseline
▲ 0.50% · 4.625%
HK$47,388
+HK$2,372/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,032/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,788
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,181
−HK$1,416/mo
Today · 4.125%
HK$47,597
baseline
▲ 0.50% · 4.625%
HK$50,493
+HK$2,896/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,194/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,826
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,162
−HK$1,356/mo
Today · 4.125%
HK$52,518
baseline
▲ 0.50% · 4.625%
HK$55,286
+HK$2,768/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,036/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,585
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,376
−HK$1,820/mo
Today · 4.125%
HK$61,196
baseline
▲ 0.50% · 4.625%
HK$64,919
+HK$3,723/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,392/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,062
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,780
−HK$1,743/mo
Today · 4.125%
HK$67,523
baseline
▲ 0.50% · 4.625%
HK$71,083
+HK$3,560/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,046/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,116 · Scale 2, in force from 26 Feb 2026)