LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,995
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,990
−HK$1,012/mo
Today · 4.125%
HK$34,002
baseline
▲ 0.50% · 4.625%
HK$36,071
+HK$2,069/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,004/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,594
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,549
−HK$968/mo
Today · 4.125%
HK$37,517
baseline
▲ 0.50% · 4.625%
HK$39,495
+HK$1,978/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,034/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,394
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,589
−HK$1,213/mo
Today · 4.125%
HK$40,802
baseline
▲ 0.50% · 4.625%
HK$43,285
+HK$2,483/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,604/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,713
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,859
−HK$1,162/mo
Today · 4.125%
HK$45,021
baseline
▲ 0.50% · 4.625%
HK$47,394
+HK$2,373/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,042/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,793
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,187
−HK$1,415/mo
Today · 4.125%
HK$47,602
baseline
▲ 0.50% · 4.625%
HK$50,499
+HK$2,897/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,204/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,832
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,169
−HK$1,355/mo
Today · 4.125%
HK$52,524
baseline
▲ 0.50% · 4.625%
HK$55,293
+HK$2,769/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,048/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,591
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,383
−HK$1,820/mo
Today · 4.125%
HK$61,203
baseline
▲ 0.50% · 4.625%
HK$64,927
+HK$3,724/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,406/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,070
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$65,788
−HK$1,743/mo
Today · 4.125%
HK$67,531
baseline
▲ 0.50% · 4.625%
HK$71,091
+HK$3,560/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,062/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,179 · Scale 2, in force from 26 Feb 2026)