LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,996
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,991
−HK$1,011/mo
Today · 4.125%
HK$34,002
baseline
▲ 0.50% · 4.625%
HK$36,071
+HK$2,069/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,004/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,595
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,550
−HK$968/mo
Today · 4.125%
HK$37,518
baseline
▲ 0.50% · 4.625%
HK$39,496
+HK$1,978/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,036/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,395
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,589
−HK$1,214/mo
Today · 4.125%
HK$40,803
baseline
▲ 0.50% · 4.625%
HK$43,286
+HK$2,483/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,606/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,714
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,860
−HK$1,162/mo
Today · 4.125%
HK$45,022
baseline
▲ 0.50% · 4.625%
HK$47,395
+HK$2,373/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,044/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,794
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,188
−HK$1,415/mo
Today · 4.125%
HK$47,603
baseline
▲ 0.50% · 4.625%
HK$50,500
+HK$2,897/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,206/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,833
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,170
−HK$1,356/mo
Today · 4.125%
HK$52,526
baseline
▲ 0.50% · 4.625%
HK$55,294
+HK$2,768/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,052/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,593
−HK$3,611/mo
▼ 0.25% · 3.875%
HK$59,384
−HK$1,820/mo
Today · 4.125%
HK$61,204
baseline
▲ 0.50% · 4.625%
HK$64,928
+HK$3,724/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,408/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,071
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,790
−HK$1,743/mo
Today · 4.125%
HK$67,533
baseline
▲ 0.50% · 4.625%
HK$71,093
+HK$3,560/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,066/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,190 · Scale 2, in force from 26 Feb 2026)