LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,999
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,994
−HK$1,011/mo
Today · 4.125%
HK$34,005
baseline
▲ 0.50% · 4.625%
HK$36,075
+HK$2,070/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,010/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,598
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,553
−HK$969/mo
Today · 4.125%
HK$37,522
baseline
▲ 0.50% · 4.625%
HK$39,499
+HK$1,977/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,044/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,399
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,593
−HK$1,214/mo
Today · 4.125%
HK$40,807
baseline
▲ 0.50% · 4.625%
HK$43,290
+HK$2,483/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,614/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,718
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,864
−HK$1,162/mo
Today · 4.125%
HK$45,026
baseline
▲ 0.50% · 4.625%
HK$47,399
+HK$2,373/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,052/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,798
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,192
−HK$1,416/mo
Today · 4.125%
HK$47,608
baseline
▲ 0.50% · 4.625%
HK$50,504
+HK$2,896/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,216/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,838
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,174
−HK$1,356/mo
Today · 4.125%
HK$52,530
baseline
▲ 0.50% · 4.625%
HK$55,299
+HK$2,769/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,060/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,598
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,390
−HK$1,820/mo
Today · 4.125%
HK$61,210
baseline
▲ 0.50% · 4.625%
HK$64,934
+HK$3,724/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,420/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,077
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,796
−HK$1,743/mo
Today · 4.125%
HK$67,539
baseline
▲ 0.50% · 4.625%
HK$71,099
+HK$3,560/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,078/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,238 · Scale 2, in force from 26 Feb 2026)