LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,001
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,996
−HK$1,012/mo
Today · 4.125%
HK$34,008
baseline
▲ 0.50% · 4.625%
HK$36,077
+HK$2,069/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,016/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,601
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,555
−HK$969/mo
Today · 4.125%
HK$37,524
baseline
▲ 0.50% · 4.625%
HK$39,502
+HK$1,978/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,048/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,401
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,596
−HK$1,213/mo
Today · 4.125%
HK$40,809
baseline
▲ 0.50% · 4.625%
HK$43,292
+HK$2,483/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,618/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,721
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,867
−HK$1,162/mo
Today · 4.125%
HK$45,029
baseline
▲ 0.50% · 4.625%
HK$47,402
+HK$2,373/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,058/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,801
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,195
−HK$1,416/mo
Today · 4.125%
HK$47,611
baseline
▲ 0.50% · 4.625%
HK$50,508
+HK$2,897/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,222/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,841
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,178
−HK$1,356/mo
Today · 4.125%
HK$52,534
baseline
▲ 0.50% · 4.625%
HK$55,303
+HK$2,769/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,068/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,602
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,393
−HK$1,821/mo
Today · 4.125%
HK$61,214
baseline
▲ 0.50% · 4.625%
HK$64,938
+HK$3,724/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,428/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,081
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,800
−HK$1,743/mo
Today · 4.125%
HK$67,543
baseline
▲ 0.50% · 4.625%
HK$71,104
+HK$3,561/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,086/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,271 · Scale 2, in force from 26 Feb 2026)