LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,003
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,998
−HK$1,011/mo
Today · 4.125%
HK$34,009
baseline
▲ 0.50% · 4.625%
HK$36,079
+HK$2,070/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,018/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,603
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,557
−HK$969/mo
Today · 4.125%
HK$37,526
baseline
▲ 0.50% · 4.625%
HK$39,504
+HK$1,978/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,052/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,403
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,598
−HK$1,213/mo
Today · 4.125%
HK$40,811
baseline
▲ 0.50% · 4.625%
HK$43,295
+HK$2,484/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,622/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,723
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,869
−HK$1,162/mo
Today · 4.125%
HK$45,031
baseline
▲ 0.50% · 4.625%
HK$47,405
+HK$2,374/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,062/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,804
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,197
−HK$1,416/mo
Today · 4.125%
HK$47,613
baseline
▲ 0.50% · 4.625%
HK$50,510
+HK$2,897/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$95,226/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,844
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,180
−HK$1,356/mo
Today · 4.125%
HK$52,536
baseline
▲ 0.50% · 4.625%
HK$55,306
+HK$2,770/mo
Deposit HK$4.21M · loan HK$9.82M · min. income ≈ HK$105,072/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,605
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,396
−HK$1,821/mo
Today · 4.125%
HK$61,217
baseline
▲ 0.50% · 4.625%
HK$64,942
+HK$3,725/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,434/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,085
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,803
−HK$1,744/mo
Today · 4.125%
HK$67,547
baseline
▲ 0.50% · 4.625%
HK$71,107
+HK$3,560/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,094/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,300 · Scale 2, in force from 26 Feb 2026)