LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,005
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,001
−HK$1,011/mo
Today · 4.125%
HK$34,012
baseline
▲ 0.50% · 4.625%
HK$36,082
+HK$2,070/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,024/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,606
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,561
−HK$968/mo
Today · 4.125%
HK$37,529
baseline
▲ 0.50% · 4.625%
HK$39,507
+HK$1,978/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,058/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,406
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,601
−HK$1,214/mo
Today · 4.125%
HK$40,815
baseline
▲ 0.50% · 4.625%
HK$43,298
+HK$2,483/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,630/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,727
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,873
−HK$1,162/mo
Today · 4.125%
HK$45,035
baseline
▲ 0.50% · 4.625%
HK$47,409
+HK$2,374/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,070/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,807
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,201
−HK$1,416/mo
Today · 4.125%
HK$47,617
baseline
▲ 0.50% · 4.625%
HK$50,515
+HK$2,898/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,234/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,848
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,185
−HK$1,356/mo
Today · 4.125%
HK$52,541
baseline
▲ 0.50% · 4.625%
HK$55,310
+HK$2,769/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$105,082/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,610
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$59,402
−HK$1,820/mo
Today · 4.125%
HK$61,222
baseline
▲ 0.50% · 4.625%
HK$64,947
+HK$3,725/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,444/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,090
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,809
−HK$1,744/mo
Today · 4.125%
HK$67,553
baseline
▲ 0.50% · 4.625%
HK$71,113
+HK$3,560/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,106/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,345 · Scale 2, in force from 26 Feb 2026)