LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,006
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,002
−HK$1,011/mo
Today · 4.125%
HK$34,013
baseline
▲ 0.50% · 4.625%
HK$36,083
+HK$2,070/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,026/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,607
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,562
−HK$968/mo
Today · 4.125%
HK$37,530
baseline
▲ 0.50% · 4.625%
HK$39,509
+HK$1,979/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,060/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,408
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,602
−HK$1,214/mo
Today · 4.125%
HK$40,816
baseline
▲ 0.50% · 4.625%
HK$43,300
+HK$2,484/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,632/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,728
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,874
−HK$1,163/mo
Today · 4.125%
HK$45,037
baseline
▲ 0.50% · 4.625%
HK$47,410
+HK$2,373/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,074/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,809
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,203
−HK$1,416/mo
Today · 4.125%
HK$47,619
baseline
▲ 0.50% · 4.625%
HK$50,516
+HK$2,897/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,238/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,849
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,186
−HK$1,357/mo
Today · 4.125%
HK$52,543
baseline
▲ 0.50% · 4.625%
HK$55,312
+HK$2,769/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$105,086/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,611
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,403
−HK$1,821/mo
Today · 4.125%
HK$61,224
baseline
▲ 0.50% · 4.625%
HK$64,949
+HK$3,725/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,448/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,092
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,811
−HK$1,744/mo
Today · 4.125%
HK$67,555
baseline
▲ 0.50% · 4.625%
HK$71,116
+HK$3,561/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,110/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,361 · Scale 2, in force from 26 Feb 2026)