LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,007
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,002
−HK$1,012/mo
Today · 4.125%
HK$34,014
baseline
▲ 0.50% · 4.625%
HK$36,083
+HK$2,069/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,028/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,607
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,562
−HK$969/mo
Today · 4.125%
HK$37,531
baseline
▲ 0.50% · 4.625%
HK$39,509
+HK$1,978/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,062/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,408
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,603
−HK$1,214/mo
Today · 4.125%
HK$40,817
baseline
▲ 0.50% · 4.625%
HK$43,300
+HK$2,483/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,634/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,729
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,874
−HK$1,163/mo
Today · 4.125%
HK$45,037
baseline
▲ 0.50% · 4.625%
HK$47,411
+HK$2,374/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,074/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,809
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,203
−HK$1,416/mo
Today · 4.125%
HK$47,619
baseline
▲ 0.50% · 4.625%
HK$50,517
+HK$2,898/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,238/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,850
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,187
−HK$1,356/mo
Today · 4.125%
HK$52,543
baseline
▲ 0.50% · 4.625%
HK$55,313
+HK$2,770/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$105,086/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,612
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,404
−HK$1,821/mo
Today · 4.125%
HK$61,225
baseline
▲ 0.50% · 4.625%
HK$64,950
+HK$3,725/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,450/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,093
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,812
−HK$1,744/mo
Today · 4.125%
HK$67,556
baseline
▲ 0.50% · 4.625%
HK$71,116
+HK$3,560/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,112/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,367 · Scale 2, in force from 26 Feb 2026)