LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,007
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,003
−HK$1,011/mo
Today · 4.125%
HK$34,014
baseline
▲ 0.50% · 4.625%
HK$36,084
+HK$2,070/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,028/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,608
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,563
−HK$968/mo
Today · 4.125%
HK$37,531
baseline
▲ 0.50% · 4.625%
HK$39,510
+HK$1,979/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,062/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$526,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,408
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,603
−HK$1,214/mo
Today · 4.125%
HK$40,817
baseline
▲ 0.50% · 4.625%
HK$43,301
+HK$2,484/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$81,634/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,729
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,875
−HK$1,163/mo
Today · 4.125%
HK$45,038
baseline
▲ 0.50% · 4.625%
HK$47,412
+HK$2,374/mo
Deposit HK$5.61M · loan HK$8.42M · min. income ≈ HK$90,076/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,810
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,204
−HK$1,416/mo
Today · 4.125%
HK$47,620
baseline
▲ 0.50% · 4.625%
HK$50,517
+HK$2,897/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,240/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,851
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,188
−HK$1,356/mo
Today · 4.125%
HK$52,544
baseline
▲ 0.50% · 4.625%
HK$55,313
+HK$2,769/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$105,088/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,613
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,405
−HK$1,821/mo
Today · 4.125%
HK$61,226
baseline
▲ 0.50% · 4.625%
HK$64,951
+HK$3,725/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,452/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,094
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$65,813
−HK$1,743/mo
Today · 4.125%
HK$67,556
baseline
▲ 0.50% · 4.625%
HK$71,117
+HK$3,561/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,112/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,373 · Scale 2, in force from 26 Feb 2026)