LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,010
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,005
−HK$1,012/mo
Today · 4.125%
HK$34,017
baseline
▲ 0.50% · 4.625%
HK$36,087
+HK$2,070/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,034/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,610
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,565
−HK$969/mo
Today · 4.125%
HK$37,534
baseline
▲ 0.50% · 4.625%
HK$39,513
+HK$1,979/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,068/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,412
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,606
−HK$1,214/mo
Today · 4.125%
HK$40,820
baseline
▲ 0.50% · 4.625%
HK$43,304
+HK$2,484/mo
Deposit HK$5.62M · loan HK$8.42M · min. income ≈ HK$81,640/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,732
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,879
−HK$1,162/mo
Today · 4.125%
HK$45,041
baseline
▲ 0.50% · 4.625%
HK$47,415
+HK$2,374/mo
Deposit HK$5.62M · loan HK$8.42M · min. income ≈ HK$90,082/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,813
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,207
−HK$1,417/mo
Today · 4.125%
HK$47,624
baseline
▲ 0.50% · 4.625%
HK$50,521
+HK$2,897/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,248/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,855
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,192
−HK$1,356/mo
Today · 4.125%
HK$52,548
baseline
▲ 0.50% · 4.625%
HK$55,318
+HK$2,770/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$105,096/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,617
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$59,410
−HK$1,820/mo
Today · 4.125%
HK$61,230
baseline
▲ 0.50% · 4.625%
HK$64,956
+HK$3,726/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,460/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,099
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,818
−HK$1,744/mo
Today · 4.125%
HK$67,562
baseline
▲ 0.50% · 4.625%
HK$71,123
+HK$3,561/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,124/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,415 · Scale 2, in force from 26 Feb 2026)