LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,011
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,006
−HK$1,012/mo
Today · 4.125%
HK$34,018
baseline
▲ 0.50% · 4.625%
HK$36,088
+HK$2,070/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,036/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,612
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,567
−HK$969/mo
Today · 4.125%
HK$37,536
baseline
▲ 0.50% · 4.625%
HK$39,514
+HK$1,978/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,072/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,413
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,608
−HK$1,214/mo
Today · 4.125%
HK$40,822
baseline
▲ 0.50% · 4.625%
HK$43,306
+HK$2,484/mo
Deposit HK$5.62M · loan HK$8.42M · min. income ≈ HK$81,644/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,734
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,880
−HK$1,163/mo
Today · 4.125%
HK$45,043
baseline
▲ 0.50% · 4.625%
HK$47,417
+HK$2,374/mo
Deposit HK$5.62M · loan HK$8.42M · min. income ≈ HK$90,086/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,815
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,209
−HK$1,416/mo
Today · 4.125%
HK$47,625
baseline
▲ 0.50% · 4.625%
HK$50,523
+HK$2,898/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,250/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,856
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,193
−HK$1,357/mo
Today · 4.125%
HK$52,550
baseline
▲ 0.50% · 4.625%
HK$55,320
+HK$2,770/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$105,100/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,619
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,412
−HK$1,821/mo
Today · 4.125%
HK$61,233
baseline
▲ 0.50% · 4.625%
HK$64,958
+HK$3,725/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$122,466/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,101
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$65,820
−HK$1,744/mo
Today · 4.125%
HK$67,564
baseline
▲ 0.50% · 4.625%
HK$71,126
+HK$3,562/mo
Deposit HK$1.40M · loan HK$12.63M · min. income ≈ HK$135,128/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,434 · Scale 2, in force from 26 Feb 2026)