LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,018
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,014
−HK$1,011/mo
Today · 4.125%
HK$34,025
baseline
▲ 0.50% · 4.625%
HK$36,096
+HK$2,071/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,050/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,619
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,575
−HK$969/mo
Today · 4.125%
HK$37,544
baseline
▲ 0.50% · 4.625%
HK$39,523
+HK$1,979/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,088/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,421
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,616
−HK$1,214/mo
Today · 4.125%
HK$40,830
baseline
▲ 0.50% · 4.625%
HK$43,315
+HK$2,485/mo
Deposit HK$5.62M · loan HK$8.42M · min. income ≈ HK$81,660/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,743
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,889
−HK$1,163/mo
Today · 4.125%
HK$45,052
baseline
▲ 0.50% · 4.625%
HK$47,427
+HK$2,375/mo
Deposit HK$5.62M · loan HK$8.42M · min. income ≈ HK$90,104/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,825
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,219
−HK$1,417/mo
Today · 4.125%
HK$47,636
baseline
▲ 0.50% · 4.625%
HK$50,534
+HK$2,898/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,272/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,867
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,204
−HK$1,357/mo
Today · 4.125%
HK$52,561
baseline
▲ 0.50% · 4.625%
HK$55,332
+HK$2,771/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$105,122/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,632
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,424
−HK$1,822/mo
Today · 4.125%
HK$61,246
baseline
▲ 0.50% · 4.625%
HK$64,972
+HK$3,726/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$122,492/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,115
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,834
−HK$1,745/mo
Today · 4.125%
HK$67,579
baseline
▲ 0.50% · 4.625%
HK$71,141
+HK$3,562/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$135,158/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,546 · Scale 2, in force from 26 Feb 2026)