LTV · monthly repayment
▼ 0.50% · 3.625%
HK$320,178
−HK$20,078/mo
▼ 0.25% · 3.875%
HK$330,138
−HK$10,118/mo
Today · 4.125%
HK$340,256
baseline
▲ 0.50% · 4.625%
HK$360,960
+HK$20,704/mo
Deposit HK$70.21M · loan HK$70.21M · min. income ≈ HK$680,512/mo (50% DSR)
Upfront cash ≈ HK$79.33M (deposit + AVD stamp duty HK$9,126,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,195
−HK$19,244/mo
▼ 0.25% · 3.875%
HK$365,748
−HK$9,691/mo
Today · 4.125%
HK$375,439
baseline
▲ 0.50% · 4.625%
HK$395,229
+HK$19,790/mo
Deposit HK$70.21M · loan HK$70.21M · min. income ≈ HK$750,878/mo (50% DSR)
Upfront cash ≈ HK$79.33M (deposit + AVD stamp duty HK$9,126,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,214
−HK$24,094/mo
▼ 0.25% · 3.875%
HK$396,165
−HK$12,143/mo
Today · 4.125%
HK$408,308
baseline
▲ 0.50% · 4.625%
HK$433,152
+HK$24,844/mo
Deposit HK$56.17M · loan HK$84.25M · min. income ≈ HK$816,616/mo (50% DSR)
Upfront cash ≈ HK$65.29M (deposit + AVD stamp duty HK$9,126,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$427,434
−HK$23,093/mo
▼ 0.25% · 3.875%
HK$438,898
−HK$11,629/mo
Today · 4.125%
HK$450,527
baseline
▲ 0.50% · 4.625%
HK$474,275
+HK$23,748/mo
Deposit HK$56.17M · loan HK$84.25M · min. income ≈ HK$901,054/mo (50% DSR)
Upfront cash ≈ HK$65.29M (deposit + AVD stamp duty HK$9,126,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$448,250
−HK$28,109/mo
▼ 0.25% · 3.875%
HK$462,193
−HK$14,166/mo
Today · 4.125%
HK$476,359
baseline
▲ 0.50% · 4.625%
HK$505,344
+HK$28,985/mo
Deposit HK$42.12M · loan HK$98.29M · min. income ≈ HK$952,718/mo (50% DSR)
Upfront cash ≈ HK$51.25M (deposit + AVD stamp duty HK$9,126,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$498,673
−HK$26,942/mo
▼ 0.25% · 3.875%
HK$512,047
−HK$13,568/mo
Today · 4.125%
HK$525,615
baseline
▲ 0.50% · 4.625%
HK$553,321
+HK$27,706/mo
Deposit HK$42.12M · loan HK$98.29M · min. income ≈ HK$1,051,230/mo (50% DSR)
Upfront cash ≈ HK$51.25M (deposit + AVD stamp duty HK$9,126,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$576,321
−HK$36,140/mo
▼ 0.25% · 3.875%
HK$594,248
−HK$18,213/mo
Today · 4.125%
HK$612,461
baseline
▲ 0.50% · 4.625%
HK$649,728
+HK$37,267/mo
Deposit HK$14.04M · loan HK$126.37M · min. income ≈ HK$1,224,922/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$9,126,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$641,151
−HK$34,640/mo
▼ 0.25% · 3.875%
HK$658,347
−HK$17,444/mo
Today · 4.125%
HK$675,791
baseline
▲ 0.50% · 4.625%
HK$711,412
+HK$35,621/mo
Deposit HK$14.04M · loan HK$126.37M · min. income ≈ HK$1,351,582/mo (50% DSR)
Upfront cash ≈ HK$23.17M (deposit + AVD stamp duty HK$9,126,863 · Scale 2, in force from 26 Feb 2026)