LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,020
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,016
−HK$1,012/mo
Today · 4.125%
HK$34,028
baseline
▲ 0.50% · 4.625%
HK$36,099
+HK$2,071/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,056/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,622
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,578
−HK$969/mo
Today · 4.125%
HK$37,547
baseline
▲ 0.50% · 4.625%
HK$39,526
+HK$1,979/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,094/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,424
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,620
−HK$1,214/mo
Today · 4.125%
HK$40,834
baseline
▲ 0.50% · 4.625%
HK$43,319
+HK$2,485/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,668/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,747
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,893
−HK$1,163/mo
Today · 4.125%
HK$45,056
baseline
▲ 0.50% · 4.625%
HK$47,431
+HK$2,375/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,112/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$526,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,828
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,223
−HK$1,417/mo
Today · 4.125%
HK$47,640
baseline
▲ 0.50% · 4.625%
HK$50,538
+HK$2,898/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,280/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,871
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,209
−HK$1,357/mo
Today · 4.125%
HK$52,566
baseline
▲ 0.50% · 4.625%
HK$55,336
+HK$2,770/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$105,132/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,637
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$59,429
−HK$1,822/mo
Today · 4.125%
HK$61,251
baseline
▲ 0.50% · 4.625%
HK$64,978
+HK$3,727/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$122,502/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,120
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$65,840
−HK$1,744/mo
Today · 4.125%
HK$67,584
baseline
▲ 0.50% · 4.625%
HK$71,147
+HK$3,563/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$135,168/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,591 · Scale 2, in force from 26 Feb 2026)