LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,029
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,025
−HK$1,012/mo
Today · 4.125%
HK$34,037
baseline
▲ 0.50% · 4.625%
HK$36,108
+HK$2,071/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,074/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,631
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,587
−HK$969/mo
Today · 4.125%
HK$37,556
baseline
▲ 0.50% · 4.625%
HK$39,536
+HK$1,980/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,112/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,434
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,630
−HK$1,214/mo
Today · 4.125%
HK$40,844
baseline
▲ 0.50% · 4.625%
HK$43,330
+HK$2,486/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,688/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,758
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,904
−HK$1,164/mo
Today · 4.125%
HK$45,068
baseline
▲ 0.50% · 4.625%
HK$47,443
+HK$2,375/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,136/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,840
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,235
−HK$1,417/mo
Today · 4.125%
HK$47,652
baseline
▲ 0.50% · 4.625%
HK$50,551
+HK$2,899/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,304/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,884
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,222
−HK$1,357/mo
Today · 4.125%
HK$52,579
baseline
▲ 0.50% · 4.625%
HK$55,351
+HK$2,772/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$105,158/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,651
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,445
−HK$1,822/mo
Today · 4.125%
HK$61,267
baseline
▲ 0.50% · 4.625%
HK$64,994
+HK$3,727/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$122,534/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,137
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,857
−HK$1,745/mo
Today · 4.125%
HK$67,602
baseline
▲ 0.50% · 4.625%
HK$71,165
+HK$3,563/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$135,204/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,726 · Scale 2, in force from 26 Feb 2026)