LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,030
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,026
−HK$1,012/mo
Today · 4.125%
HK$34,038
baseline
▲ 0.50% · 4.625%
HK$36,109
+HK$2,071/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,076/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,633
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,588
−HK$970/mo
Today · 4.125%
HK$37,558
baseline
▲ 0.50% · 4.625%
HK$39,538
+HK$1,980/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,116/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,436
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,631
−HK$1,215/mo
Today · 4.125%
HK$40,846
baseline
▲ 0.50% · 4.625%
HK$43,331
+HK$2,485/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,692/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,759
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,906
−HK$1,163/mo
Today · 4.125%
HK$45,069
baseline
▲ 0.50% · 4.625%
HK$47,445
+HK$2,376/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,138/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,842
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,236
−HK$1,418/mo
Today · 4.125%
HK$47,654
baseline
▲ 0.50% · 4.625%
HK$50,553
+HK$2,899/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,308/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,886
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,224
−HK$1,357/mo
Today · 4.125%
HK$52,581
baseline
▲ 0.50% · 4.625%
HK$55,353
+HK$2,772/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$105,162/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,654
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$59,447
−HK$1,822/mo
Today · 4.125%
HK$61,269
baseline
▲ 0.50% · 4.625%
HK$64,997
+HK$3,728/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$122,538/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,139
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,859
−HK$1,745/mo
Today · 4.125%
HK$67,604
baseline
▲ 0.50% · 4.625%
HK$71,168
+HK$3,564/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$135,208/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,746 · Scale 2, in force from 26 Feb 2026)