LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,034
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,031
−HK$1,012/mo
Today · 4.125%
HK$34,043
baseline
▲ 0.50% · 4.625%
HK$36,114
+HK$2,071/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,086/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,638
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,593
−HK$970/mo
Today · 4.125%
HK$37,563
baseline
▲ 0.50% · 4.625%
HK$39,543
+HK$1,980/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,126/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,441
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,637
−HK$1,215/mo
Today · 4.125%
HK$40,852
baseline
▲ 0.50% · 4.625%
HK$43,337
+HK$2,485/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,704/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,765
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,912
−HK$1,164/mo
Today · 4.125%
HK$45,076
baseline
▲ 0.50% · 4.625%
HK$47,452
+HK$2,376/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,152/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,848
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,243
−HK$1,417/mo
Today · 4.125%
HK$47,660
baseline
▲ 0.50% · 4.625%
HK$50,560
+HK$2,900/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,320/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,893
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,231
−HK$1,357/mo
Today · 4.125%
HK$52,588
baseline
▲ 0.50% · 4.625%
HK$55,360
+HK$2,772/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$105,176/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,661
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,455
−HK$1,822/mo
Today · 4.125%
HK$61,277
baseline
▲ 0.50% · 4.625%
HK$65,006
+HK$3,729/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$122,554/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,148
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$65,868
−HK$1,745/mo
Today · 4.125%
HK$67,613
baseline
▲ 0.50% · 4.625%
HK$71,177
+HK$3,564/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$135,226/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,818 · Scale 2, in force from 26 Feb 2026)