LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,036
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,032
−HK$1,013/mo
Today · 4.125%
HK$34,045
baseline
▲ 0.50% · 4.625%
HK$36,116
+HK$2,071/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,090/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,640
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,596
−HK$969/mo
Today · 4.125%
HK$37,565
baseline
▲ 0.50% · 4.625%
HK$39,545
+HK$1,980/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,130/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,443
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,639
−HK$1,215/mo
Today · 4.125%
HK$40,854
baseline
▲ 0.50% · 4.625%
HK$43,340
+HK$2,486/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,708/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,768
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,915
−HK$1,163/mo
Today · 4.125%
HK$45,078
baseline
▲ 0.50% · 4.625%
HK$47,454
+HK$2,376/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,156/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,850
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,245
−HK$1,418/mo
Today · 4.125%
HK$47,663
baseline
▲ 0.50% · 4.625%
HK$50,563
+HK$2,900/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,326/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,896
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$51,234
−HK$1,357/mo
Today · 4.125%
HK$52,591
baseline
▲ 0.50% · 4.625%
HK$55,363
+HK$2,772/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$105,182/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,665
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,458
−HK$1,823/mo
Today · 4.125%
HK$61,281
baseline
▲ 0.50% · 4.625%
HK$65,010
+HK$3,729/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$122,562/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,151
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,872
−HK$1,745/mo
Today · 4.125%
HK$67,617
baseline
▲ 0.50% · 4.625%
HK$71,182
+HK$3,565/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$135,234/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,849 · Scale 2, in force from 26 Feb 2026)