LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,037
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,033
−HK$1,012/mo
Today · 4.125%
HK$34,045
baseline
▲ 0.50% · 4.625%
HK$36,117
+HK$2,072/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$68,090/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,640
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,596
−HK$970/mo
Today · 4.125%
HK$37,566
baseline
▲ 0.50% · 4.625%
HK$39,546
+HK$1,980/mo
Deposit HK$7.02M · loan HK$7.02M · min. income ≈ HK$75,132/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,444
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,640
−HK$1,215/mo
Today · 4.125%
HK$40,855
baseline
▲ 0.50% · 4.625%
HK$43,340
+HK$2,485/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,710/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,768
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,915
−HK$1,164/mo
Today · 4.125%
HK$45,079
baseline
▲ 0.50% · 4.625%
HK$47,455
+HK$2,376/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,158/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,851
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,246
−HK$1,418/mo
Today · 4.125%
HK$47,664
baseline
▲ 0.50% · 4.625%
HK$50,564
+HK$2,900/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$95,328/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,896
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,235
−HK$1,357/mo
Today · 4.125%
HK$52,592
baseline
▲ 0.50% · 4.625%
HK$55,364
+HK$2,772/mo
Deposit HK$4.21M · loan HK$9.83M · min. income ≈ HK$105,184/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,666
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,459
−HK$1,823/mo
Today · 4.125%
HK$61,282
baseline
▲ 0.50% · 4.625%
HK$65,011
+HK$3,729/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$122,564/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,153
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,873
−HK$1,746/mo
Today · 4.125%
HK$67,619
baseline
▲ 0.50% · 4.625%
HK$71,183
+HK$3,564/mo
Deposit HK$1.40M · loan HK$12.64M · min. income ≈ HK$135,238/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,858 · Scale 2, in force from 26 Feb 2026)