LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,038
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,034
−HK$1,013/mo
Today · 4.125%
HK$34,047
baseline
▲ 0.50% · 4.625%
HK$36,118
+HK$2,071/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,094/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,642
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,597
−HK$970/mo
Today · 4.125%
HK$37,567
baseline
▲ 0.50% · 4.625%
HK$39,547
+HK$1,980/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,134/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,445
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,641
−HK$1,215/mo
Today · 4.125%
HK$40,856
baseline
▲ 0.50% · 4.625%
HK$43,342
+HK$2,486/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,712/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,770
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,917
−HK$1,164/mo
Today · 4.125%
HK$45,081
baseline
▲ 0.50% · 4.625%
HK$47,457
+HK$2,376/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,162/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,853
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,248
−HK$1,417/mo
Today · 4.125%
HK$47,665
baseline
▲ 0.50% · 4.625%
HK$50,566
+HK$2,901/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,330/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,898
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,236
−HK$1,358/mo
Today · 4.125%
HK$52,594
baseline
▲ 0.50% · 4.625%
HK$55,366
+HK$2,772/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,188/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,668
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,462
−HK$1,822/mo
Today · 4.125%
HK$61,284
baseline
▲ 0.50% · 4.625%
HK$65,013
+HK$3,729/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,568/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,155
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,875
−HK$1,746/mo
Today · 4.125%
HK$67,621
baseline
▲ 0.50% · 4.625%
HK$71,185
+HK$3,564/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,242/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,876 · Scale 2, in force from 26 Feb 2026)