LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,038
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,035
−HK$1,012/mo
Today · 4.125%
HK$34,047
baseline
▲ 0.50% · 4.625%
HK$36,119
+HK$2,072/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,094/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,642
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,598
−HK$970/mo
Today · 4.125%
HK$37,568
baseline
▲ 0.50% · 4.625%
HK$39,548
+HK$1,980/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,136/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,446
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,642
−HK$1,215/mo
Today · 4.125%
HK$40,857
baseline
▲ 0.50% · 4.625%
HK$43,343
+HK$2,486/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,714/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,771
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,918
−HK$1,164/mo
Today · 4.125%
HK$45,082
baseline
▲ 0.50% · 4.625%
HK$47,458
+HK$2,376/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,164/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,854
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$46,249
−HK$1,417/mo
Today · 4.125%
HK$47,666
baseline
▲ 0.50% · 4.625%
HK$50,567
+HK$2,901/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,332/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,899
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,238
−HK$1,357/mo
Today · 4.125%
HK$52,595
baseline
▲ 0.50% · 4.625%
HK$55,368
+HK$2,773/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,190/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,669
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$59,463
−HK$1,822/mo
Today · 4.125%
HK$61,285
baseline
▲ 0.50% · 4.625%
HK$65,015
+HK$3,730/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,570/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,156
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,877
−HK$1,745/mo
Today · 4.125%
HK$67,622
baseline
▲ 0.50% · 4.625%
HK$71,187
+HK$3,565/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,244/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,888 · Scale 2, in force from 26 Feb 2026)