LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,039
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,036
−HK$1,013/mo
Today · 4.125%
HK$34,049
baseline
▲ 0.50% · 4.625%
HK$36,120
+HK$2,071/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,098/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,644
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,600
−HK$969/mo
Today · 4.125%
HK$37,569
baseline
▲ 0.50% · 4.625%
HK$39,550
+HK$1,981/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,138/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,447
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,643
−HK$1,215/mo
Today · 4.125%
HK$40,858
baseline
▲ 0.50% · 4.625%
HK$43,345
+HK$2,487/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,716/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,772
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,919
−HK$1,164/mo
Today · 4.125%
HK$45,083
baseline
▲ 0.50% · 4.625%
HK$47,460
+HK$2,377/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,166/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,855
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,251
−HK$1,417/mo
Today · 4.125%
HK$47,668
baseline
▲ 0.50% · 4.625%
HK$50,569
+HK$2,901/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,336/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,901
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$51,239
−HK$1,358/mo
Today · 4.125%
HK$52,597
baseline
▲ 0.50% · 4.625%
HK$55,370
+HK$2,773/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,194/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,671
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,465
−HK$1,823/mo
Today · 4.125%
HK$61,288
baseline
▲ 0.50% · 4.625%
HK$65,017
+HK$3,729/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,576/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,158
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$65,879
−HK$1,746/mo
Today · 4.125%
HK$67,625
baseline
▲ 0.50% · 4.625%
HK$71,189
+HK$3,564/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,250/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,907 · Scale 2, in force from 26 Feb 2026)