LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,042
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,038
−HK$1,013/mo
Today · 4.125%
HK$34,051
baseline
▲ 0.50% · 4.625%
HK$36,123
+HK$2,072/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$68,102/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,646
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,602
−HK$970/mo
Today · 4.125%
HK$37,572
baseline
▲ 0.50% · 4.625%
HK$39,552
+HK$1,980/mo
Deposit HK$7.03M · loan HK$7.03M · min. income ≈ HK$75,144/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$526,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,450
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,646
−HK$1,215/mo
Today · 4.125%
HK$40,861
baseline
▲ 0.50% · 4.625%
HK$43,347
+HK$2,486/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$81,722/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,775
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,922
−HK$1,164/mo
Today · 4.125%
HK$45,086
baseline
▲ 0.50% · 4.625%
HK$47,463
+HK$2,377/mo
Deposit HK$5.62M · loan HK$8.43M · min. income ≈ HK$90,172/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$526,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,858
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$46,254
−HK$1,417/mo
Today · 4.125%
HK$47,671
baseline
▲ 0.50% · 4.625%
HK$50,572
+HK$2,901/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$95,342/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,904
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$51,243
−HK$1,358/mo
Today · 4.125%
HK$52,601
baseline
▲ 0.50% · 4.625%
HK$55,373
+HK$2,772/mo
Deposit HK$4.22M · loan HK$9.84M · min. income ≈ HK$105,202/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$526,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,675
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$59,469
−HK$1,823/mo
Today · 4.125%
HK$61,292
baseline
▲ 0.50% · 4.625%
HK$65,021
+HK$3,729/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$122,584/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,163
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$65,884
−HK$1,745/mo
Today · 4.125%
HK$67,629
baseline
▲ 0.50% · 4.625%
HK$71,194
+HK$3,565/mo
Deposit HK$1.41M · loan HK$12.65M · min. income ≈ HK$135,258/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$526,942 · Scale 2, in force from 26 Feb 2026)